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Writer's pictureBen Bartle

The Ultimate Dividend: Investing in our Planet's Bottom Line at COP29

As COP29 looms on the horizon, I can't help but feel the weight of its significance pressing upon us all. Dubbed the "Finance COP," this conference is our moment to address the colossal climate finance gap that threatens to derail global efforts.


We're talking about an estimated $4.5 trillion needed annually by 2030—a figure so immense it's almost unfathomable. Yet, this sum is but a small drop in the ocean compared to the $210 trillion in global financial assets, many of which are themselves at risk from the perils of climate change.


Tuvalu Foreign Minister Simon Kofe delivers a message to COP26, in 2021 / Image: TheSpinoff


At the heart of this financial shortfall are Emerging Markets and Developing Economies (EMDEs). These nations are not just peripheral players; they are on the front lines in the battle against climate change. They require over $2.4 trillion every year to shift toward resilient, low-carbon economies, $1 trillion of which will need to come from the private sector alone.


This isn't news to anyone immersed in climate discourse. We've sat through countless meetings, read endless reports, and heard the same refrains. But the time for talk has passed. The burning question is: How will we ACTUALLY close this gap?


The development of the New Collective Quantified Goal (NCQG) on climate finance at COP29 is pivotal. Back in 2009, wealthy nations pledged to deliver $100 billion a year in climate finance, from 2020, to support poorer, developing nations to cut emissions and adapt to climate change. Moving beyond the outdated $100 billion annual commitment—which pales in comparison to what's required—the NCQG aims to set realistic, needs-based targets. It's about crafting a tangible, actionable roadmap based on quantified needs, particularly for EMDEs that are often hit hardest by climate impacts despite contributing the least to the problem.


Simon Stiell, the UN Climate Change Executive Secretary, didn't mince words when he declared, "COP29 must be a stand-and-deliver COP." This is a clarion call for decisive action. We need to implement financial mechanisms that aren't just theoretical but are practical and immediate.



Consider these facts:

  • Without significant financial support, EMDEs' emissions could increase by up to 5 gigatons by 2030, derailing global efforts to limit temperature rise.

  • Conversely, with adequate funding, these nations could reduce emissions by up to 70%, significantly contributing to global targets.

  • Climate-related disasters already cost EMDEs over $390 billion annually, a figure that will only rise without intervention.


These aren't just statistics; they're the potential futures we choose.


So, what does closing the climate finance gap look like in practical terms? With Christmas just around the corner, this might seem like a to-do list longer than a child's wish list to Santa. But when both our planet and lives are on the line, every action counts.


  • Scaling up international finance flows to EMDEs through grants, loans, and investments means mobilizing both public and private capital. Unlocking even a fraction of the $210 trillion in global financial assets could revolutionize climate financing for these nations. 

  • Agreeing on the scale, scope, and timelines of the New Collective Quantified Goal (NCQG) to ensure it reflects the quantified needs of developing countries.

  • Advancing from agreement to action on the Loss and Damage Fund, defining the fund's governance, financing mechanisms, and disbursement criteria.

  • Allocating specific percentages of finance to adaptation projects has historically been underfunded compared to mitigation efforts.

  • Enhancing access to climate finance for EMDEs by streamlining application processes and reducing barriers. Simplifying funding application and approvals procedures ensures timely and equitable access to funds.

  • Mobilizing domestic sources of finance by encouraging EMDEs to strengthen their own financial systems. Solutions include creating incentives for investment in climate projects, eliminating fossil fuel subsidies, and redirecting those funds toward climate projects.

  • Implementing transparent tracking mechanisms to ensure funds reach intended projects. Transparency builds trust and ensures that every dollar contributes effectively to climate goals.

  • Encouraging policy reforms in recipient countries to create conducive environments for climate investments. Streamlined regulations, anti-corruption measures, and supportive policies can attract more investors and facilitate project implementation.

  • Fostering public-private partnerships to leverage additional funding sources. Collaboration between governments and businesses can amplify resources and expertise, leading to scalable solutions in EMDEs.

  • Pursuing financial system reform, particularly within Multilateral Development Banks (MDBs). MDBs need to mobilize more private finance by de-risking investments in sustainable projects. We must agree on strategies for MDBs to de-risk investments, taking on more risk themselves, offering guarantees, or providing concessional financing to make projects more attractive to private investors.

  • Utilizing innovative funding mechanisms, such as green bonds, climate debt swaps, and blended finance, to direct funds efficiently to where they're needed most.

  • Enhancing the collection and sharing of data on climate investments, especially in EMDE, to improve data transparency and reduce perceived risks helps investors understand investment risk, attracting more private capital for climate finance.

  • Implementing financial system reforms for climate resilience by mandating climate risk disclosure, encouraging central banks to incorporate climate considerations, and enhancing climate risk assessments in financial markets to better price in climate-related risks and opportunities. This combined approach shifts investments toward more sustainable options.


From New Zealand, we see the ripple effects of climate inaction. Our Pacific neighbours face rising sea levels and extreme weather—challenges that demand immediate financial intervention. It's not just about solidarity; it's about survival.


COP29 is our collective opportunity to transform discussions into deliverables. Let's make the hard decisions, allocate the necessary funds, and set actions in motion that will define our legacy.


Because the cost of inaction isn't just measured in dollars—it's measured in lives and the health of our planet.

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